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Quick, unsecured loans for salaried employees.

Lent against your salary, with nothing to pledge and no penalty for settling early. Two products – one for government and private-sector workers, one for bank employees.

The two loans, side by side

Published terms for each Ultimate Finance loan product, with unpublished figures quoted at the branch instead.
TermSalary Advance loansCheck Me Back loans
Who it's forWorkers in the Private and Government sectorsBank employees
Loan amountDependent on the employee's monthly salaryDependent on the employee's monthly salary
Terms1 month1 – 7 months
Security requiredNoneNone
Early settlementFree – no penaltyFree – no penalty

How it works

Apply at a branch. Leave with your answer.

STEP 1

Bring your documents

National ID, Work ID, two pay slips, two bank statements.

STEP 2

Complete the application

All details are on the form before you sign.

STEP 3

Credit check

Assessed against your monthly salary – on the spot.

STEP 4

Money in hand

Cash at the counter, or a transfer on its way.

Settle early with no penalty, choose your disbursement method, and request a loan statement at any time.

Ready to apply?

Your nearest branch is closer than you think.

Twenty branches in fourteen regions – or call and we'll talk you through it first.

No smartphone? Dial *149*46*13# from any phone.

Find a branch

Twenty branches in fourteen regions.

Your location is only used on your phone to sort branches – it is never sent anywhere.

See all branches – map and opening hours →