Our Products

  • Aimed at making life easy when there’s an unforeseen event such as a medical emergency or funeral, or you have to pay bills such as school fees.
  • Salary advances are offered to workers in the private and government sectors.
  • Check me back loans are for bank employees.

What is it?

  • A cash loan given against your next salary.
  • For persons who are formally employed in the government or private sector.

How do I sign up?

  • Simply visit your nearest Ultimate Finance branch.
  • Bring your work and national/voters ID, latest two months’ payslips, a stamped bank statement and your employment contract (where applicable).

Do you offer extra benefits?

  • We like to reward our clients.
  • For example, during a recent rewards promotion we gave away cooking oil, sugar and branded T-shirts to clients at our branches.

How do I pay back the salary advance?

  • Once you’ve received your next salary, visit one of our branches to make your repayment. You can also pay via Mpesa, Tigo Pesa (0717 011 350) or a deposit into our bank account.
  • Our repayment terms are very flexible: If you’re unable to make a full repayment, we may allow you to make a partial payment.
  • Late payments will incur penalties in the form of extra interest.
  • Clients who diligently make their repayments are rewarded with interest rate discounts.